Sheila has been an Effingham resident since 1997. Living and raising a family in this community has been a great blessing to her. She has been involved in the real estate business for 14 years assisting her husband in this real estate appraisal company. Her knowledge and experience from this business she hopes to extend to her clients now. As a Realtor® in the Effingham community, Sheila wants to ensure her clients receive the best experience in buying or selling their home.Sheila has been married t
o her husband, Kevin, for 18 years and has four children. She is proud to call Effingham her home and looks forward to assisting clients in their experience of home buying or selling process.
*Based on a 30-year fixed rate of 4.75% with 20% down. The estimated payment is offered for convenience and is not an offer of credit.
Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and
property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers.
Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.